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Remote Learning: Intriguing Options Emerge
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Thomas Claburn
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Thomas Claburn,
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8/14/2014 | 6:59:49 PM
Re: MOOC vs. Old School
I wonder whether it would make sense to tie loans to specific industry job data. Upstart.com's model is an interesting one. I'm still not sure how I feel about it.
Lorna Garey
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Lorna Garey,
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8/14/2014 | 3:10:37 PM
Re: MOOC vs. Old School
The answer to the student loan problem is to make these loans dischargeable under bankruptcy proceedings. At that point, lenders will begin to treat them like any other loan.

Forwarding someone $200,000 for med school makes sense. $200K to get a degree in literature or history? Not so much. This is not to say a degree in literature does not have value, only that actuarial logic dictates that one should get that degree on one's own dime, not borrowed money, based on expected future earning potential.
Andrew Binstock
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Andrew Binstock,
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8/14/2014 | 3:10:37 PM
No 4-year college?
Laurie: Quite agreed. The loss of the maturity gained by interaction with peers and teachers is a significant issue. Not sure quite how that will be addressed, although it wouldn't surprise me that if the distance learning experience becomes more common, ways of getting students together in person and/or with instructors will emerge. Essentially, re-creating the college experience with a remote component and a significantly reduced tuition. 
Laurianne
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Laurianne,
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8/14/2014 | 1:32:14 PM
MOOC vs. Old School
"The traditional four-year on-campus experience will be viewed as a singular luxury." I am all for MOOCs for some students and especially for adults to enhance skills without doing an entire graduate program. Interesting examples here in that regard, Andrew.But I find the idea that 4 years of undergrad college will be a luxury sad. College is an important social development time, not just a set of classes.
Alison_Diana
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Alison_Diana,
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8/14/2014 | 9:49:07 AM
Starting Young
Even before they get to university, younger students are being exposed to online learning. K-12 school districts offer virtual education, and my daughter's Central Florida school district requires all students to take/pass one online class in ninth grade. 


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